Zero Cost Term Insurance vs Return of Premium Insurance

Описание к видео Zero Cost Term Insurance vs Return of Premium Insurance

#zerocost #investyadnya #yia

Zero cost term insurance is a type of term life insurance policy that does not require the policyholder to pay premiums. Instead, the policy is funded by investment returns earned on the policy's cash value. When the policy matures, the policyholder can either receive the cash value or continue the policy with no further premium payments required.

Return of premium (ROP) term insurance is a type of term life insurance policy that returns all of the premiums paid by the policyholder to the policyholder if the policy reaches its end date without a claim being made. This means that if the policyholder outlived the term of the policy and did not need to use the life insurance coverage, they would receive a refund of all of the premiums they had paid.

Both zero cost term insurance and ROP term insurance can be good options for people who are looking for a temporary life insurance solution but want the potential for some kind of return on their investment. However, it is important to carefully consider the terms of these policies and how they compare to other types of life insurance before making a decision.

00:00 Introduction
00:40 Last week giveaway winners
02:26 What is Zero Cost term insurance plan?
04:15 Difference between zero cost & Plain term plan
04:41 Return of Premium term insurance
05:20 Difference between zero cost to return of premium
09:31 Comparison with example
10:12 Conclusion

Complete Fundamental Stock Analysis Tool - Stock-o-meter:
https://investyadnya.in/stock-o-meter

Research Based Ready-made Model Portfolios:
https://investyadnya.in/model-portfolios

Comprehensive Mutual Fund Reviews:
https://investyadnya.in/fund-o-meter

Yadnya Books and eBooks now available:
On Amazon - https://amzn.to/2XKtlks
On our website - https://investyadnya.in/books

Find us on Social Media and stay connected:
Blog - https://blog.investyadnya.in
Telegram - http://t.me/InvestYadnya
Facebook Page -   / investyadnya  
Facebook Group - https://goo.gl/y57Qcr
Twitter -   / investyadnya  
LinkedIn -   / investyadnya  

#InvestYadnya #YIA

LEGAL DISCLAIMER:

Use of this information is at the user's own risk. The Company and its directors, associates and employees will not be liable for any loss or liability incurred to the user due to investments made or decisions taken based on the information provided herein. The investment discussed or views expressed herein may not be suitable for all investors. The users should rely on their own research and analysis and should consult their investment advisors to determine the merit, risks and suitability of recommendation. Past performance is not a guarantee for future performance or future results. Information herein is believed to be reliable, although its accuracy and completeness cannot be guaranteed. The images used may be copyright of the company or third party. As a condition to using the services, the user agrees to the terms of use of the website and the services.


DISCLOSURES UNDER SEBI (RESEARCH ANALYST) REGULATIONS, 2014:

Yadnya Academy Pvt. Ltd. (InvestYadnya) is registered with SEBI under SEBI (Research Analyst) Regulations, 2014 with registration no. INH000008349.
Disclosure with regard to ownership and material conflicts of interest
1. Neither Research Analyst nor the entity nor his associates or relatives have any financial interest in the subject Company;
2. Neither Research Analyst nor the entity nor its associates or relatives have actual / beneficial ownership of one per cent or more securities of the subject Company, at the end of the month immediately preceding the date of publication of the research report or date of public appearance;
3. Neither Research Analyst nor the entity nor its associates or his relatives have any other material conflict of interest at the time of publication of the research report or at the time of public appearance.
Disclosure with regard to receipt of Compensation
1. The Research Entity and its associates have not received compensation from the subject company in the past twelve months.
2. The subject company is not or was not a client during the twelve months preceding the date of recommendation.

Комментарии

Информация по комментариям в разработке