Скачать или смотреть Part 8 - STP - Lumpsum Investing | Kirtan Shah CFP

Most of you’ll are aware about SIP & Lumpsum but may of you’ll are not aware of this powerful tool called STP

Lets say you have 5,00,000 lumpsum available to invest but you think markets are expensive & you don’t want to invest the entire 5,00,000 together is when you use STP which is systematic transfer plan.

You will first put the 5L in the liquid fund of the same AMC of whose Equity fund you want to invest in. From there you will instruct the Liquid Fund to transfer money to the Equity fund every week or month till the next 6 months or 12 months what ever

This makes sure you don’t end up timing the market during expensive market valuations

#sip #stp #mutualfunds