Скачать или смотреть Questions & Answers Webinar Part 2 RIF Reduction in Force & retirement eligibility scenarios

In this Q&A session, Stephen Zelcer answers real federal employee questions about RIFs (Reductions in Force), retirement eligibility, and TSP withdrawal strategies. Learn what happens when you decline a relocation offer, how to keep your FEHB health insurance under different retirement scenarios, and how to avoid TSP early withdrawal penalties.

Stephen explains key differences between Discontinued Service Retirement (DSR) and MRA+10 retirement, breaks down the financial trade-offs of postponing vs. taking an immediate pension, and clarifies the age 55 and 59½ rules for penalty-free TSP access.

Whether you’re preparing for a RIF or planning your federal retirement, this discussion offers practical, scenario-based insights to help you make informed decisions.

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Chapters:
00:00 – Declining a relocation and RIF eligibility
02:00 – MRA+10 vs. DSR: Understanding your retirement options
04:00 – FEHB coverage and the cost of postponing your pension
06:00 – Accessing your TSP after a RIF (ages 55, 59½, and 72(t) options)

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