Скачать или смотреть Driving Fairness: Ending Discriminatory Auto Insurance Pricing

#autoinsurance #carinsurance #insurancecoverage
A recent MoneyGeek study reveals troubling evidence of insurance discrimination that disproportionately affects Black and Brown drivers, particularly those in low-income neighborhoods. By analyzing auto insurance rates across 1,648 ZIP codes in 69 U.S. cities using identical driver profiles, the study isolated the impact of ZIP code demographics on premium costs. It found that in 75% of cities, areas with fewer white residents were charged higher rates, even when all other driver factors were the same. This suggests that racial and economic profiling may be embedded in insurance pricing, raising serious concerns about fairness and equity in how insurers determine premiums based not on individual risk, but on where—and by extension, who—you are.



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Sources

https://www.moneygeek.com/insurance/a...
‪@Michigan_Public‬
https://www.michiganpublic.org/crimin...
‪@YahooFinance‬
https://finance.yahoo.com/personal-fi... tips for cheaper insurance
https://www.michigan.gov/difs/industr...
‪@MetroDetroitNews‬
https://www.detroitnews.com/story/new...
https://www.insurancebusinessmag.com/... Nationwide legislation introduced
‪@AOL‬
https://www.aol.com/lifestyle/zip-cod... 10 things to identify zip code fraud insurance pricing
https://tlaib.house.gov/posts/tlaib-w... Rashida Talib bill

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