Скачать или смотреть Full Show: Clark Stinks! & Clark’s Housing Market Predictions in 2026

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, what will happen to home prices in 2026? Clark shares his predictions – including if conditions are finally favorable for buyers.

All this and more on the February 6, 2026, episode of The Clark Howard Show.

Submit your opinions or questions:
https://clark.com/clarkstinks/
https://clark.com/ask/
https://clark.com/about-consumer-acti...

00:00 - Intro
01:01 - Clark Stinks - Why don’t you talk more about IRS Free Fillable Forms, which are truly free, not income-based, and different from the guided Free File software? (Bonnie, MO)
02:45 - Clark Stinks - Can you give real examples where cruise line or tour company travel insurance failed to cover what customers expected compared to independent travel insurance? (Alex, FL)
03:26 - Clark Stinks - Is it true you can buy travel medical insurance cheaply by setting the trip cost to $1–$2 so you’re not paying for bundled trip insurance? (Mark, FL)
06:04 - Clark Stinks - Can you comment on how your prostate cancer updates and PSA awareness may be helping listeners catch cancer early? (Dave, IN)
08:54 - Clark Stinks - Should you be more specific when recommending Fidelity target date funds since there are multiple versions with very different expense ratios? (Seth, IN)
10:55 - Clark Stinks - Should people really hoard HSA money when beneficiaries must pay taxes on the full balance after death, making it less ideal as an inheritance account? (Tim, OH)
12:45 - Clark Stinks - Do car insurance tracking devices unfairly penalize safe drivers for “hard braking” even when avoiding accidents? (Eric, SC)
15:08 - Clark Stinks - Is one downside of bank CDs that auto-renewal can lock you into terrible rates compared to brokerage CDs that usually renew competitively? (Pete, MA)
16:26 - Should people delay Social Security not just for themselves but to maximize survivor benefits for their spouse? (Doug, MN)
19:24 - Clark’s Housing Market Predictions in 2026
27:25 - How many umbrella insurances does one need to carry? Does it work like an overlay to everything we own? (Shannon, MT)
28:49 - Ask Clark - Are there issues using Mint Mobile when traveling internationally, especially in Europe, compared to major carriers? (Joe, NY) - Ask Clark - Do you recommend carrying a spare phone when traveling, and how should it be set up for emergencies or international use? (Scott, PA)
32:34 - Ask Clark - Is it smart to prepay international hotels now to lock in today’s exchange rate, or is the risk of non-refundable bookings too high? (Bonnie, OH)


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