Скачать или смотреть Types of Mutual Funds Explained | 5 Categories for Smart Investing

Types of Mutual Funds Explained | 5 Categories for Smart Investing
Are you confused by the different types of mutual funds available in India? In this comprehensive guide, AARDHA breaks down ALL 5 major mutual fund categories to help you make informed investment decisions that match your financial goals, risk tolerance, and time horizon.

🎯 What You'll Learn:
✅ Why understanding mutual fund types is critical for your returns
✅ 5 main mutual fund categories explained simply
✅ Equity Funds: Large-cap, Mid-cap, Small-cap, ELSS
✅ Debt Funds: Liquid, Corporate Bond, Gilt Funds
✅ Hybrid Funds: Aggressive, Conservative, Dynamic Allocation
✅ Index Funds & ETFs: Passive investing strategies
✅ Taxation rules for 2025 (STCG vs LTCG)
✅ Risk-return ladder to match your investment goals
✅ 10 critical cautions before investing

💡 Key Takeaways:
There's no single "best" mutual fund - only the one that matches YOUR needs
Long-term goals (5+ years) → Equity Funds (10-15% returns)
Short-term goals (under 3 years) → Debt Funds (4-8% returns)
Balanced approach (3-5 years) → Hybrid Funds (8-10% returns)
Passive investing → Index Funds & ETFs (ultra-low costs)

⚖️ Tax Rules 2025:
Equity STCG: 15% (under 1 year)
Equity LTCG: 12.5% beyond ₹1.25 lakh (over 1 year)
Debt STCG: As per income tax slab
Debt LTCG: 20% with indexation

⚠️ IMPORTANT DISCLAIMER:
This video is for educational purposes ONLY. AARDHA is NOT a SEBI-registered investment advisor. Always consult a certified financial advisor before making investment decisions. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

📚 Related Videos:
SIP vs Lumpsum Investment Strategy
How to Choose the Right Mutual Fund
Tax-Saving Investments Under Section 80C

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