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The Afterpay Card is a fully digital card, which means it does not have a physical number printed on it and does not include a traditional three digit CVV security code like you would find on a debit or credit card. Many users encounter situations where a website or checkout page asks for a security code, and this often causes confusion because the Afterpay digital card does not display or use a permanent CVV. Instead, Afterpay relies on secure authentication through the app and your digital wallet, which replaces the need for a fixed security code that could be copied or reused. Understanding how Afterpay’s digital card works helps you complete purchases correctly while keeping your account secure.

When you use the Afterpay Card for in store purchases, you must generate the digital card through the Pay In Store section of the Afterpay app. This temporary card can then be added to Apple Wallet or Google Wallet. During checkout, you pay by holding your phone near the contactless terminal. The merchant does not require a CVV because your phone uses tokenization, which generates a secure transaction code that changes each time you pay. Some stores may ask for a PIN, but they will never ask for a three digit security code when you are using the digital card for tap to pay transactions. The PIN request comes from the payment terminal, not from the card itself, and is used only to confirm your identity on certain types of purchases.

For online payments, Afterpay works differently from standard card entry. Retailers that support Afterpay do not require you to type in a card number or a CVV. Instead, you choose Afterpay at checkout and then log in to your Afterpay account to approve the payment. This system protects your digital card information and removes the need for a visible security code. If a website asks for a three digit code, it usually means that the merchant does not support the Afterpay Card as a standalone payment method. In those cases, you must use the regular Afterpay checkout option rather than trying to enter card details manually. Because the Afterpay Card is virtual and fully tokenized, there is no location in the app where you can view a CVV, and no method to retrieve a traditional security code.

For more information about Afterpay features and supported payment methods, you can visit the official Afterpay website.

Timestamps:
0:00 Introduction
0:12 Why Afterpay Has No Three Digit Code
0:30 How In Store Payments Work
0:38 How Online Payments Work
0:45 Conclusion

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#Afterpay #AfterpayCard #BuyNowPayLater #DigitalWallet #iPhoneTips


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