How Often To Apply For A New Credit Card (& NEVER Get Denied)

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Hey guys, in this video, I give a full in-depth breakdown of how often you should be applying for credit cards no matter what stage of the credit card game you're in. There is no "one size fits all" answer to this question, but throughout this video, I break down approximately when to get a new credit card depending on how long you've been establishing credit, what your current goals are with credit cards, and how you can get approved if you want to apply for cards on a more frequent basis. I start by discussing how you can maximize your credit score and therefore maximize your card approval odds, then explain the application rules of the four main lenders (Chase, Amex, Capital One, and Citi), and lastly, I give my personal recommendation as to how frequently you should be applying for new credit cards depending on what stage of the credit card game you're in. I hope this video helps guide you in making an overall credit card strategy for your personal situation all while giving you the best odds of getting approved for credit cards in the future.

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📚 Chapters:
00:00 The Gameplan
00:35 How To Maximize Your Credit Score: Payment History
01:38 How To Maximize Your Credit Score: Credit Utilization
03:57 Get $20 Back For FREE
05:28 How To Maximize Your Credit Score: Length Of Credit History
06:25 How To Maximize Your Credit Score: New Credit
07:07 How To Maximize Your Credit Score: Credit Mix
07:42 How Applying For A Credit Card Impacts Your Credit Score
09:26 Chase Credit Card Application Rules
10:51 Amex Credit Card Application Rules
11:34 Capital One Credit Card Application Rules
12:10 Citi Credit Card Application Rules
12:34 How Often To Apply For Credit Cards: Beginner Stage
13:41 How Often To Apply For Credit Cards: Intermediate Stage
15:06 How Often To Apply For Credit Cards: Advanced Stage

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#creditcardstrategy #creditscore #creditcards