Скачать или смотреть Emergency Fund vs Paying Off Debt

Emergency fund or debt first? 🤔 It’s one of the biggest money questions people face. Do you save before you pay off debt, or crush debt before building savings?

Here’s the truth: you don’t have to choose one or the other. The order matters — but the real power comes when they work together.

In this video, I’ll break it all down step by step:
✅ Why a starter emergency fund ($500–$1,000) is your first line of defense.
✅ How to attack debt with momentum using the Snowball or Avalanche method.
✅ When to circle back and grow your fund to 3–6 months of expenses.
✅ The mindset shift that makes debt payoff and saving work as a team instead of enemies.

💡 Real stories: Jamal, Sarah, and David show how this strategy works in everyday life — turning constant setbacks into real progress.

By the end of this video, you’ll know the exact order to follow so you’re never caught off guard by emergencies and you’re finally free from high-interest debt.

👉 Challenge: If you don’t have a starter fund yet, open a separate account and put $500 in it. Even that small step changes everything.

✨ Budget Buddy Beau is all about turning money stress into money confidence. Subscribe, join the pack, and start building a system that actually works.