ACCIDENT INSURANCE in SWITZERLAND - How it works? Who pays the medical bills? Employed vs unemployed

Accident insurance is not something you think much about, until that unfortunate accident happens. However, after my skiing accident I have learnt that it's always better to be prepared and informed in advance, rather than have to stress about figuring out the insurance policy small print when you are unwell. In this video - the basics of Swiss accident insurance; how does it actually work; what is covered by accident insurance; who pays the medical bills; and what is the difference in accident insurance for unemployed and employed people in Switzerland.

Useful resources:
- Comparis health insurance search engine: https://en.comparis.ch/krankenkassen/...
- SUVA: https://www.suva.ch/fr-ch
- About accident insurance (comparis): https://en.comparis.ch/krankenkassen/...
- About accident insurance (Swiss government website): https://www.bag.admin.ch/bag/en/home/...
- Different insurances to consider depending on your life situation: https://www.groupemutuel.ch/en/privat...
- Getting ill abroad: https://en.comparis.ch/krankenkassen/...

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Time stamps:
Intro: (00:00)
What is accident insurance?: (01:10)
Is accident insurance mandatory in Switzerland?: (01:31)
How to get Swiss accident insurance?: (01:53)
What is covered by accident insurance in Switzerland?: (03:38)
How to report your accident: (06:31)
How are accident expenses paid for?: (07:29)

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Images used:
- Thumbnail image: M.Monroe
- EHIC card: Conseil Européen / Vector graphic : Futurhit12, Public domain, via Wikimedia Commons

#Switzerland #Healthcare #AccidentInsurance