Скачать или смотреть VA Loan & Past Credit Issues: Don't Let Fear Stop You! 🤝

Don't let fears about past credit issues or a single late payment stop you from securing a VA home loan. Many veterans believe these setbacks are automatic disqualifiers, but it's not that simple. While your loan first goes through an automated underwriting system, a "refer" decision isn't the end. This is your opportunity to explain your full story to an underwriter.

If you've faced medical bills, deployment, divorce, or temporary job loss, put it in writing and provide proof. Showing that these challenges were temporary, not a pattern of careless spending, can turn a "maybe" into a "yes," as underwriters understand life happens. If a lender still won't budge, you can even request a review directly from the VA. The bottom line is: don't let fear stop you. Tell your story, back it up, and you may still get approved for your VA loan!

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Hans Fetterhoff | NMLS 273273 | 719-686-3652 | Broker House Mortgage NMLS 2002619 | http://brokerhousemortgage.com | 802 S Tejon St Colorado Springs | Regulated by the Division Of Real Estate | An Equal Housing Opportunity