Credit Card Rejected: Must Watch Before Apply ! How to get APPROVED for Credit Card - Approval Trick

Credit Card Rejected: Must Watch Before Apply ! How to get APPROVED for Credit Card - Approval Trick


How to get Approved for Rejected Credit Cards,
Credit Card Approval Tips & Tricks,
How to avoid credit card rejection,
Credit Card Rejection Solution,
Credit Card Rejection Reasons,
What to do when your credit card application get rejected,
how to get credit card without income proof,
high approval chances of credit card,
Why my Credit Card getting rejected,
apply credit card without rejection,
easy approval credit card without rejection



Summary👇

In this video, I share my personal experience with applying for and getting approved for credit cards, including the rejections I've faced. With 7-8 credit cards and limits ranging from 1.5 lakh to 6 lakh, I discuss key factors that can increase your chances of credit card approval.

I begin by addressing common reasons for credit card rejections, such as low CIBIL scores and age restrictions. I explain that while rejection is similar to stock market risk—manageable but not entirely preventable—there are ways to improve your odds.

The video delves into two types of credit card rejection: instant and delayed. I use a flow chart based on my experience to illustrate the process, highlighting how factors like CIBIL score, KYC, income proof, and existing credit cards impact your application.

I also cover how to check your CIBIL score, recommending the official CIBIL website for daily updates. I explain how to avoid delay rejections by ensuring you have the necessary documents like an existing credit card, income tax return (ITR), or salary slip.

For those who lack these documents, I suggest building your CIBIL score with "pay later" services or an FD-backed credit card. I share my experience of improving my credit age with a pay later account and discuss the advantages of FD Credit Cards like the IDFC First WOW credit card, which offers easy application and future limit increases.

The video concludes with a discussion on IDFC First WOW credit card features and my personal experience with it, including how to leverage pre-approved offers for better financial management.



Timestamp👇

00:00 - Introduction

01:11 - Reasons for Credit Card Rejection & How to Handle It

02:11 - Credit Card Rejection Cases

03:03 - Overview of the Process Chart

03:47 - Instant Rejection Explained with the Chart

05:33 - How CIBIL Score Affects Your Path in the Chart

08:07 - Best Way to Check Your CIBIL Score

10:57 - Credit Card Rejection Cases

12:09 - Delay Rejection Explained with the Chart

13:19 - Detailed Explanation of the Chart’s CC

14:16 - Wrapping Up the Chart Explanation

14:54 - Problem 1: You Have ITR or Salary Slip but No CC

15:26 - Problem 2: You Don’t Have Any Required Documents

16:23 - Solutions to These Problems

17:26 - Using Pay Later Services

18:26 - FD-Backed Credit Cards

20:51 - Features of the IDFC WOW Credit Card



Links👇

🎯Check your CIBIL score for free here : https://www.cibil.com/freecibilscore

Use code 24F682C8 to get a ₹100 discount on Subscription.


🚀Create Your FREE MobiKwik ZIP Account Now : https://sak38.app.goo.gl/2K6JDyLdm9X5...


Get Your IDFC Credit Card Today! 🌟

Lifetime Free:
No annual fees, ever! 🆓

Boost Your Limit:
Increase your credit limit by creating more FDs. 📈

🚀Apply Now :
https://wee.bnking.in/c/YzA2NTU3



#CreditCardRejection #CreditCardDenial
#CreditCardApproval #AvoidCreditCardRejection