Скачать или смотреть "I’m 58 And Have Nothing In Retirement" - Dave Ramsey Clip - Financial Advisor Reaction

In this video, I react to a clip from The Ramsey Show / Ramsey Network where a 58-year-old caller says he has nothing saved for retirement. We go through the advice live, pause to do the math, and I break down what’s realistic (and what’s not) when you’re trying to catch up late.

Big takeaways I cover:
• What $2,000/month for 10 years actually becomes at different return assumptions (ex: ~$366k at 8% — not $500k)
• Why “$500,000 will throw off $50,000/year” implies a 10% withdrawal rate — and why that’s usually not sustainable
• The best retirement account options for a self-employed worker (including Solo 401(k) basics + catch-up contributions)
• What matters most at 58: cash flow, consistency, and a realistic plan

📌 If you’re 50+ and feel behind, this is the exact type of situation where the right account setup + an aggressive (but realistic) savings plan can make a huge difference.

Original Video:    • I’m 58 And Have Nothing In Retirement  

Fair Use Notice (Ramsey Network)

This video contains copyrighted material used under Fair Use (17 U.S.C. § 107) for purposes such as commentary, criticism, education, and research. I use only the portions necessary to analyze and critique the claims made, and I add substantial original commentary and context.
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