Скачать или смотреть Future of Risk Management: Moving from Excel to Agentic AI : Manauar Jawed (Aditya Birla Finance)

Is the Indian market ready for fully automated AI underwriting?

In this episode, Sneha (Associate Director, Marketing at Perfios) sits down with Manauar Jawed (MJ), Chief Credit Officer - RCMB, SME Retail at Aditya Birla Finance, to decode the reality of Artificial Intelligence in risk management.

While AI and Agentic AI are revolutionizing how we process data—moving us beyond Excel and PowerBI—MJ explains why the Indian lending landscape still requires a "human touch." From regulatory hurdles to the complexities of MSME lending, they discuss where AI shines and where it still falls short.

👇 In this video, we cover:

The Evolution of Risk: transitioning from manual Excel management to AI-driven insights.

Standardization: How AI helps break language barriers and creates a unified risk language.

Agentic AI: The role of new AI agents in simplifying complex risk data.

The "Touch and Feel" Factor: Why AI cannot fully replace human underwriting in the Indian market yet.

Trust & Regulation: Data privacy concerns and the need for regulatory frameworks for AI credit decisions.

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