Скачать или смотреть Credit Score Explained for Beginners in the USA

Understanding credit score ranges in the USA is one of the most important financial skills you can learn. In this video, we explain what credit scores mean in the United States, how credit score ranges work, and what is considered a bad, fair, good, very good, or excellent credit score.

Your credit score affects your ability to buy a home, finance a car, rent an apartment, and even the interest rates you pay in the USA. This full guide explains the FICO credit score system, how scores range from 300 to 850, and how lenders view each credit score category.

You will learn:

What is a credit score in the USA

Credit score ranges explained clearly

What is a good credit score and a bad credit score

How credit scores affect loans, credit cards, and mortgages

How to improve your credit score step by step

This video is perfect for beginners, young adults, immigrants, and anyone living in the United States who wants to build strong credit and save money long term.

📌 This content is for educational purposes only.

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credit score for beginners usa
00:00 Introduction – Why Credit Score Matters
02:10 What Is a Credit Score in the USA
06:00 How Credit Scores Are Calculated
10:20 Credit Score Ranges Overview
14:00 Poor Credit Score Explained
19:30 Fair Credit Score Explained
24:30 Good Credit Score Explained
29:30 Very Good Credit Score Explained
33:30 Excellent Credit Score Explained
37:00 How to Improve Your Credit Score
39:30 Final Advice

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