Скачать или смотреть HDB or Bank Loan? Which Mortgage Rate Is Better When Buying a HDB or BTO in Singapore? | Andrew Ho

Correction: Please note the maximum loan to value ratio for a HDB loan is now cap at 85% instead of 90% mentioned in the video.

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Timestamps

0:00 Intro
0:21 Definition of HLE & IPA
1:06 HDB Eligibility
1:23 1st HDB Loan Requirement: Singappre Citizen
1:38 2nd HDB Loan Requirement: Combined Household Income
2:00 3rd HDB Loan Requirement: HDB Loan Entitlement (2 Times)
2:10 4th HDB Loan Requirement: Must Not Have Sold Off Private Property Within 30 Months
2:20 Difference Between HDB & Bank Loan: The Maximum % Loan That One Can Take Up
2:59 Difference Between HDB & Bank Loan: Loan Tenure
3:45 Difference Between HDB & Bank Loan: Interest Rate
4:32 Difference Between HDB & Bank Loan: Early Repayment Fees
4:50 Difference Between HDB & Bank Loan: Late Repayment Fees
5:42 Difference Between HDB & Bank Loan: Flexibility In Changing Loans
5:54 Verdict
6:50 Wrap Up