Скачать или смотреть Non-Performing Assets (NPA) Explained | Substandard, Doubtful & Loss Assets | RBI & Banking Concepts

To join our upcoming workshop
https://civils360.com/upsc-prep-works...
Follow our PSC Channel
   / @civils360psc  
Contact us-8138000360
To join our Whatsapp learning community
https://chat.whatsapp.com/LDGgFNYe1tI...

Follow our Instagram page
  / civils360  
  / ziasafir  

Non-Performing Assets (NPAs) have been one of the most critical issues in the Indian banking system, especially after the RBI’s Asset Quality Review (AQR) in 2015, which revealed a major twin balance sheet crisis involving banks and corporates.

In this video, we clearly explain what NPAs are, how they are classified into substandard assets, doubtful assets, and loss assets, and why the classification between doubtful and loss assets is not rigid. You will also understand the concept of written-off assets, how they differ from loss assets, and why banks continue legal recovery even after writing off loans from their balance sheets.

The lecture also connects NPAs with recent developments such as corporate deleveraging, improved asset quality after 2020–21, and the current low NPA levels in private and commercial banks. This explanation is highly useful for UPSC, State PCS, Banking exams, and Economy optional/current affairs preparation.

Watch till the end to clearly understand how RBI guidelines work in real banking practice and how such conceptual traps are asked in competitive exams.

#NonPerformingAssets, #NPA, #IndianBankingSystem, #RBI, #SubstandardAssets, #DoubtfulAssets, #LossAssets, #WrittenOffAssets, #BankingConcepts, #UPSCPrelims, #UPSCMains, #EconomyCurrentAffairs, #IndianEconomy, #AssetQualityReview, #TwinBalanceSheetCrisis, #BankingAwareness, #RBIRegulations, #FinancialStability, #PrivateSectorBanks, #CorporateDeleveraging, #EconomyForUPSC, #BankingExams, #CurrentAffairsEconomy, #UPSC2025, #IndianFinance