Скачать или смотреть Sabka Bima Sabki Raksha bill: FDI in Insurance will increase competition, reduce premium, says FM

The Rajya Sabha on Wednesday passed a landmark bill to raise Foreign Direct Investment (FDI) in the insurance sector to 100%, aiming to achieve “Insurance for All by 2047.” This major reform is expected to attract global capital into India’s rapidly growing insurance market, boost competition, and help reduce insurance premiums.
The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025 proposes amendments to key legislations, including the Insurance Act, 1938, the Life Insurance Corporation Act, 1956, and the Insurance Regulatory and Development Authority Act, 1999.
According to the bill, the FDI limit in the insurance sector will be increased from 74% to 100%, marking a significant step toward financial inclusion and strengthening India’s insurance ecosystem.

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