Скачать или смотреть The Hidden Cost of “Buy Now, Pay Later” — How Instant Gratification Keeps You Broke

Easy credit, one-click shopping, and “Buy Now, Pay Later” options make life feel convenient—but they come at a cost. In this episode of Second Thoughts with Dr. Roger Hall, we uncover how the promise of instant gratification reshapes your spending habits, fuels debt, and weakens long-term financial discipline. Learn how delayed gratification builds real wealth, why saving feels “boring” but powerful, and how to reclaim control in a culture that profits from your impatience.

💡 What You’ll Learn:
• Why delayed gratification is the foundation of true wealth
• How “Buy Now, Pay Later” systems exploit human psychology
• The hidden link between easy credit and long-term stress
• How to build patience, discipline, and smarter money habits

👉 Watch now to understand how to resist impulsive spending and create lasting financial peace.

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🔗 Learn More with Dr. Roger Hall:
Website: https://drrogerhall.com
Connect with Dr. Roger Hall on Social Media:
Rumble: https://rumble.com/c/c-6921545
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Instagram: / doctorrogerhall
LinkedIn: / roger-hall-28a5632
Facebook: / roger.hall.758

⏱ Video Timestamps
0:00 – Wealth comes from delayed gratification
0:36 – What investing really means
2:24 – The psychology of free and easy offers
8:13 – The rise of Buy Now, Pay Later credit systems
9:50 – Credit cards and the birth of modern debt
11:44 – How people managed before easy credit
13:27 – The shift toward consumer dependency
16:10 – Why easy credit changed society
16:58 – Why saving still matters
19:53 – How spending habits shape your future
22:04 – How credit card companies influence behavior
23:42 – The mindset behind investing
24:28 – Understanding the real power of money
25:11 – The difference between savers and spenders
26:55 – Breaking free from the Buy Now, Pay Later trap