Скачать или смотреть 288 - The Insider's Guide to DSCR Loans with Phil Ganz

288 - The Insider's Guide to DSCR Loans with Phil Ganz

In this episode of the Real Estate Investor Growth Network podcast, hosted by Jen Josey, the discussion kicks off with a compelling segment on the essential nature of property inspections for investors. Jen outlines five critical reasons why skipping this step can be detrimental to your real estate ventures. The heart of the episode features an in-depth interview with Phil Ganz, the President and Founder of Next Wave Mortgage. With over 25 years of industry experience, Phil shares his journey from aspiring Peace Corps volunteer to a respected figure in the mortgage sector. He delves into the intricacies of DSCR loans, explaining their benefits and providing strategic advice for both novice and seasoned investors. Listeners are also treated to Phil's personal anecdotes and insights on overcoming obstacles, the importance of mentorship, and his commitment to helping others achieve financial independence through real estate investing.

00:00 Introduction to REIGN and Host Jen Josey
01:02 Today's Topic: Importance of Property Inspections
03:06 Guest Introduction: Phil Ganz
04:11 Phil Ganz's Journey in the Mortgage Industry
09:04 Challenges and Successes in the Mortgage Business
22:27 Starting Next Wave Mortgage and Helping Investors
24:15 Understanding DSCR Loans for Investors
31:42 Understanding Prepayment Penalties
33:17 The Importance of 30-Year Fixed DSCR Loans
35:02 Pitfalls of Adjustable Rate Mortgages (ARMs)
37:00 Lessons from Real Estate Mistakes
44:38 Phil Ganz's Personal Journey and Advice
47:30 The BADASS Acronym: Book, Advice, Drive, Aspiration, Systems, Success
58:32 Conclusion and Contact Information

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