Скачать или смотреть Don't Sign Up for Medicare in 2025 Until You Watch This (Penalty Warning)

Confused by the Medicare "Alphabet Soup"? You are not alone. Picking the wrong plan at age 65 could cost you thousands in penalties and lock you into a network that doesn't cover your needs.
In this ultimate guide for 2025, Thomas Wright breaks down the entire Medicare system in plain English. We compare "Original Medicare + Supplement" vs. "Medicare Advantage," reveal the new $2,000 Part D cap under the Inflation Reduction Act, and explain the hidden "IRMAA" tax surcharge that high earners need to watch out for.
📺 IN THIS VIDEO, YOU WILL LEARN:
• The difference between Part A, B, C, and D.
• The Fork in the Road: Medicare Supplement (Plan G) vs. Advantage.
• The "20% Gap" in Original Medicare that could bankrupt you.
• IRMAA Warning: The extra tax high earners pay for Part B.
• Working Past 65: Do you need to sign up if you have employer coverage?
• How to avoid the "Lifetime Penalty Trap."
⏳ TIMESTAMPS:
0:00 The Medicare "Alphabet Soup" Trap
1:45 Original Medicare Explained (Part A & B Costs)
4:00 The Fork in the Road: Medigap vs. Advantage
6:30 WARNING: The "IRMAA" Tax for High Earners
8:00 Part D Update: The New $2,000 Cap (Good News!)
9:30 Working Past 65? (The 20-Employee Rule)
11:00 Summary: Which Plan is Right for You?
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⚠️ DISCLAIMER:
I am a financial educator, not a licensed insurance agent or financial advisor. This content is for informational and educational purposes only and does not constitute professional financial or medical advice. Medicare plans and costs vary by zip code and individual circumstances. Please consult with a licensed Medicare broker or CPA before making any enrollment decisions.
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