Скачать или смотреть Why Is My Insurance Increasing in California with Katie Smith

Are you wondering why your auto and home insurance premiums keep going up in California—even if you haven’t had any tickets, accidents, or claims? You’re not alone.

In this video, I break down what’s really driving insurance increases in CA, including:

Rising claims costs (repairs, parts, labor, and medical bills)

Wildfire and catastrophe risk and how insurers price that in

Why some companies are leaving or pausing new policies in California

How state regulations and approval delays affect rate changes and coverage options

What homeowners and drivers can do to shop smart, reduce risk, and potentially lower costs

Whether you own a home, rent, or just want to understand your auto policy, this will help you see the bigger picture behind your renewal notice—so you’re not just frustrated, you’re informed and prepared.

📌 Disclaimer: This video is for educational purposes only and is not legal, tax, or insurance advice. Always review your specific policies and consult a licensed insurance professional in your state before making changes to your coverage.