Скачать или смотреть What affects your credit score?

Your credit score plays a major role in your financial future—especially when you’re preparing to buy a home. But what actually affects your credit score?

In this video, we break down the five key factors that determine your credit score:

Payment history

Credit utilization

Length of credit history

New credit inquiries

Credit mix

Learn why paying bills on time is the most important factor, how keeping balances low can boost your score, and how smart credit habits can help you qualify for better loan terms and interest rates.

Whether you’re planning to buy a home, improve your financial health, or simply understand credit better, this video gives you the foundation you need to make smarter financial decisions.

What affects your credit score? | Jeremy's Corner

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Disclaimer: Information provided in this video is for educational purposes only and may vary by lender, program, and borrower profile. Loan eligibility and credit requirements are determined on a case-by-case basis through automated underwriting and program-specific guidelines. This does not constitute credit, legal, or tax advice. For personalized guidance, please contact a licensed mortgage professional.

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