Скачать или смотреть From Nest Egg to Paycheck: Rethinking Retirement Planning

When people think about preparing for retirement, they usually think about saving. But the real challenge? Making sure your money lasts as long as you do. Morningstar’s Christine Benz joins us for a conversation about the smartest ways to prepare for retirement and make sure your money goes the distance.

This episode is part of our new, monthly retirement-focused series, brought to you by ‪@LIMRARetirement‬. With practical tips and real-world conversations, these episodes will give you the tools to help you feel more confident about what comes next.

In this episode, Jean and Christine break down:
✔️ Why there’s no one-size-fits-all retirement plan
✔️ How to shift from a saving to a spending mindset in retirement
✔️ The biggest retirement blind spots – and why they’re more challenging for women
✔️ The steps you can take today to feel less overwhelmed about retirement planning

Chapters:
00:00:00 - Why retirees struggle to spend their own money
00:01:25 - Introduction to retirement income planning series
00:04:01 - What surprised Christine most while writing "How to Retire"
00:06:00 - The psychological shift from saving to spending
00:09:14 - How women face unique retirement challenges
00:15:11 - The caregiving crisis affecting women's retirement
00:18:03 - The shocking truth about safe withdrawal rates
00:20:13 - Should you give money to your kids now?
00:21:00 - Christine's personal budgeting revelation
00:24:47 - How to think about annuities in your portfolio
00:27:14 - The future of 401(k) plans and target date funds
00:30:13 - Simple first steps to lower your retirement anxiety

🛣️ ARE YOU ON TRACK? If you’re ready to start putting together a retirement plan that works for you, download LIMRA’s free Retirement Income Planning Starter Guide: https://hermoney.com/wp-content/uploa...

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