Скачать или смотреть The Steady Erosion of Healthcare Affordability

Healthcare costs keep climbing, and employers are running out of room to maneuver. In this unreleased pre-launch episode, Kirk sits down with Aon’s Kevin Fyock and Kevin Smith to talk about the affordability crisis, why traditional strategies haven’t solved it, and where employers must go next.

They break down rising trend drivers, the limits of value-based care, the explosion of point solutions, what AI can realistically do today, and how employers should think about network design, high-cost claimants, and total rewards strain heading into 2025.

This one sets the tone for everything the podcast became: direct, practical, and deeply rooted in the employer point of view.

00:00 – Why this episode was in the vault
00:31 – The affordability crisis is getting worse
01:27 – Introducing the “Two Kevins” from Aon
02:21 – Why cost and quality remain unsolved problems
03:55 – Consumer behavior and the fragmentation problem
04:42 – Has value-based care delivered?
06:06 – What’s really holding the system back
07:32 – Aon’s 2025 cost projections
08:03 – What’s driving trend and why it matters
09:04 – Employee cost shifting returns
10:12 – The tradeoff between wellbeing perks and foundational benefits
12:18 – Are wellbeing programs working?
13:46 – Understanding the total rewards impact
15:05 – Why employers are hitting a cost cliff
16:30 – Will employers keep adding solutions—or start consolidating?
17:05 – Engagement is the real ROI driver
18:21 – Are health plans improving enough to reduce point solutions?
19:08 – High-cost claimants: the biggest trend threat
20:59 – Predictive analytics and AI for earlier intervention
21:55 – What to expect from the new administration
23:39 – What policy could mean for employer strategy
24:19 – Predictions for the future: curated networks + AI
26:12 – What makes employers uncomfortable with AI in care
27:29 – The rise of wearables and at-home monitoring
29:05 – Why these trends apply to every employer
29:57 – A call to action: embrace innovation now
32:48 – Closing thoughts and subscription reminder

Margin of Care is presented by Garner Health. Learn more at getgarner.com