Скачать или смотреть Buy Now Pay Later Explained | Hidden Debt Traps, Dark Patterns & Smart Money Habits - Fincash

Are food cravings and online shopping making you take loans without realising it?

Welcome to Fincash.com’s Knowledge Series! In this video, we break down the truth about Buy Now Pay Later (BNPL) in India, how apps use dark patterns to push you into debt, and what smart money moves you can take to stay financially secure.

👉 Key Insights You’ll Learn:

How India’s BNPL market crossed $31 billion in 2025
The psychology behind apps like Zomato, Swiggy, Blinkit & Instamart
Why micro-spends (₹600–₹700 orders) are turning into macro-debt
Hidden traps: false urgency, cart shaping, basket sneaking & more
RBI’s role in regulating BNPL and UPI-linked credit lines

👉 If you’re in India’s middle class, this is a must-watch to protect your future.

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00:00-01:37 - Introduction
01:37-03:04 - From Cash to Clicks → Micro-Spends to Macro-Debt
03:04-05:12 - The Hidden Game: How Apps Make You Borrow Without Knowing
05:12-06:37 - Moves to Take Back Control
06:37-09:25 - Key Takeaways

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