Скачать или смотреть Special Report: Digital Payments In The U.S.: No PhonePe Or Google Pay? How Americans Pay

In the digital age, cash is becoming less common, but how do Americans make digital payments without UPI, PhonePe, or Google Pay?

Unlike India, the U.S. does not have a centralized payment system like UPI. Instead, various banks and companies provide their own solutions:

Zelle: A bank-backed network allowing direct transfers between U.S. bank accounts, usually in real-time.

PayPal: A global platform for online shopping, bill payments, and money transfers. Works with debit/credit cards and bank accounts.

Venmo: Popular for peer-to-peer payments among friends and family, with a social-sharing feature.

Apple Pay, Google Pay, Samsung Pay: Mobile wallet services that store debit/credit cards digitally for fast, NFC-enabled payments in stores and online.

While these platforms are widely used, the U.S. still lacks a unified, real-time system like India’s UPI. UPI’s simplicity, efficiency, and low cost have made it a globally recognized digital payment model.

Learn how digital payments work in the U.S. and why UPI stands out worldwide!

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