Скачать или смотреть If Social Security Gets Cut, Who Pays? (It’s Not Just Retirees)

Social Security is paying full benefits today — but the official projections show a real deadline approaching. Around 2033, the retirement trust fund is projected to be depleted, and under current law incoming revenue would only be enough to pay about 77% of scheduled benefits unless Congress changes the rules.
In this video, I break down:
• What “trust fund depletion” actually means (and what it doesn’t)
• How Social Security is funded (payroll taxes, taxes on benefits, and interest)
• Why an automatic cut wouldn’t just affect retirees — it would ripple into families, local economies, healthcare systems, and federal budgets
• The main “off-ramps” being discussed in Washington right now (not exhaustive): revenue-focused approaches, cost/benefit-growth changes, and investment-style proposals
This isn’t a partisan video — it’s an incentive and math video. The costs don’t disappear. They move. The real debate is how we want to spread the burden and how soon we act.
If you want a follow-up, comment which approach you think is most realistic: raise revenue, slow benefit growth, or a blended compromise.


Chapters:

0:00 - Intro
0:17 - Social Security Today
0:41 - How Social Security is Funded
1:18 - The Problem - A 23% Cut
2:24 - Economic Effects
3:05 - What Are The Off Ramps?
3:21 - Off-Ramp #1 - Raise Revenue
4:00 - Off-Ramp #2 - Slow Spending
4:33 - Off-Ramp #3 - Invest The Way Out
5:23 - Conclusion
5:55 - Outro

Sources:

• SSA Trustees / SSA press release: OASI depletion ~2033; ~77% payable (Social Security)
• Funding shares (payroll taxes / taxes on benefits / interest): CRS/SSA breakdown (Social Security)
• Reliance on Social Security income: SSA fact sheet; CBPP summary (Social Security)
• Spending categories for 65+: SSA Expenditures of the Aged chartbook (Social Security)
• Representative payee “saved none” stat: National Academies review (Social Security)
• Macro impact estimates: BPC (Val Hoyle)
• Economic footprint modeling: NIRS (U.S. Senate Committee on the Budget)
• Social Security Expansion Act (current Congress): Congress.gov + sponsors’ release (Congress.gov)
• CBO options (retirement age; chained CPI indexing): CBO (Congressional Budget Office)
• Cassidy/Kaine “Big Idea” / sovereign wealth fund concept: Cassidy press release + BPC explainer (U.S. Senator Bill Cassidy)
• Bipartisan Senate resolution on preserving Social Security: Congress.gov (Congress.gov)