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Home insurance provides protection for the large sums of money most of us will make in our lives, and can help pay for damage from fire, theft, storms or lawsuits if someone is injured. This makes choosing the right insurance company and the right home insurance policy very important. With our ranking of the best home insurance companies of 2023, we compare the premiums, coverage plans, policies and options available from the main insurance companies, to help you find the best company and the best policy for your needs.

Our Best Homeowners Insurance Rating
#1 Lemonade
#2 USAA
#3 Erie Insurance
#4 State Farm
#5 Amica
#6 American Family
#7 Nationwide
#8 Farmers Insurance
#9 Allstate
#10 Chubb

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