MetLife Disability Benefit Denial Tactics

MetLife disability insurance claims are full of discrepancies, where on paper it sounds good but in reality, there are tactics for them to deny your MetLife short-term disability claim. MetLife’s claim forms aren’t universal, they’re biased and very vague. Be careful when you read your MetLife disability insurance claim forms.

Topics we cover:

– What Tactics Does MetLife Use to Deny Disability Insurance Benefit Claims?

– How can MetLife ignore treating doctors and rely on the opinion of a nurse to deny disability?

– MetLife frequently violates ERISA and does not use the required medical specialist?

– MetLife claim forms are biased as they intentionally don't ask questions that would support a claim.

– MetLife manipulates most occupations into a "sedentary" job classification.

– Video surveillance is routinely used by MetLife to deny long term disability claims.

– MetLife reviews your social media profiles and uses photos and post as a basis for claim denial.

– Can MetLife use their own hired doctors to deny long term disability insurance claims?

– How does a claimant get a fair review from a MetLife doctor that is paid by MetLife?

– MetLife has roundtable meetings to strategize as to how they will determine if a person should be paid long term disability benefits.

– If a MetLife employed doctor thinks a claimant is not disabled, then they should refer the file out for review to an independent doctor.

– MetLife struggles to use outside doctors as they want to spend as little money as possible to review a long term disability claim.


00:00 – What Tactics Does Metlife Use to Deny Disability Insurance Benefit Claims?

01:50 – How can Metlife ignore treating doctors and rely on the opinion of a nurse to deny disability?

03:47 – Metlife frequently violates ERISA and does not use the required medical specialist?

06:25 – Metlife claim forms are biased as they intentionally don't ask questions that would support a claim.

09:34 – Metlife manipulates most occupations into a "sedentary" job classification.

11:25 – Video surveillance is routinely used by Metlife to deny long term disability claims.

13:50 – Metlife reviews your social media profiles and uses photos and post as a basis for claim denial.


For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email https://www.diattorney.com/contact/?r.... We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.