Best Metal Credit Cards 2023

Metal credit cards are everywhere, but which ones are BEST? Here are my Top 9 Picks for the best metal credit cards, including 2 with no annual fee! See which ones might fit in your wallet. Click “Show More” to see Ad Disclosure.

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When the Amex Centurion Card came out, it made metal credit cards cool, secretive, and elite. Nowadays, you can find metal credit cards at every price point, from nearly $700 down to $0.

Whether it’s a cash back credit card or a travel credit card, there are options out there that can help you achieve your financial or travel goals.

Here are my Top 9 Picks for the Best Metal Credit Cards right now, ranked from the highest annual fee to the lowest:

1. Amex Platinum Card: This is among the best travel credit cards due to the amount of perks it gives you. Since it earns Amex Membership Rewards points, this includes access to Amex Transfer Partners for potential big redemption value; Airport Lounge Access to the Amex Centurion Lounge, Priority Pass Lounges, the Delta SkyClub network, and more; Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status; a $200 Hotel Credit, a $200 Uber / Uber Eats Credit, and MUCH more.

2. Marriott Bonvoy Brilliant American Express Card: This is THE CARD to have for Marriott loyalists / frequent stayers. With automatic Marriott Bonvoy Platinum Elite Status, 25 Elite Night Credits each year, and a Marriott Free Night Award with a point value up to 85K points, this hotel credit card can really elevate your stays.

3. Delta SkyMiles Reserve American Express Card: This is THE CARD for Delta frequent flyers, especially if you care about elite status. It comes with a Delta Status Boost, Delta MQD Waiver, airport lounge access to both the Amex Centurion Lounge and Delta SkyClub networks, an annual Delta companion pass up to a 1st Class seat, priority benefits, and more!

4. U.S. Bank Altitude Reserve Card: A phenomenal travel credit card for its simplicity. The best feature is perhaps the ability to earn 3X points on all mobile wallet transactions, allowing you to earn points very quickly to save money on travel. While it does not provide access to transfer partners, points are worth 1.5¢ each towards travel.

5. Capital One Venture X Card: Capital One packed high value into an easy to use credit card. You get access to Capital One Transfer Partners, a guaranteed flat-rate redemption value of 1¢ per mile that can offset virtually any travel purchase, access to the Capital One Lounge network (plus Priority Pass and Plaza Premium Lounges), a Capital One Anniversary Bonus of 10,000 miles, and more.

6. Amex Gold Card: Great metal credit card for foodies! Earn 4X at Restaurants Worldwide (plus takeout and delivery in the U.S.), plus 4X at U.S. Supermarkets (up to $25K spend per year), as well as a $120 Dining Credit and $120 Uber Cash benefit.

7. Delta SkyMiles Platinum American Express Card: Excellent mid-tier airline credit card for elevating your Delta elite status, getting discounted rates ($39) to the Delta SkyClub, and annual companion pass, and priority benefits.

8. Chase Sapphire Preferred: Awesome long-term keeper card that earns valuable Chase Ultimate Rewards points, provides access to strong transfer partners (including World of Hyatt), and makes all points worth 1.25¢ each towards travel at a minimum.

9. Amazon Prime Rewards Visa Signature Card: For a cash back credit card with no annual fee, this card is EXCELLENT for big Amazon spenders by earning 5% cash back. Also enjoy no foreign transaction fees.

10. Apple Card: As long as you use the Apple Card with Apple Pay, you’ll earn a flat 2% cash back on all purchases with no cap. For simplicity, this card rocks!

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

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