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Secure Trust Bank (STB) Half Year 2025 results overview - August 2025

Secure Trust Bank CEO, David McCreadie provides an overview of the group's results for the 6 months to 30 June 2025.

00:00 Opener

David McCreadie, CEO
00:12 Introduction
00:24 Interest Rates
00:48 Vehicle Finance Lending
01:11 Key Metrics
03:46 Business performance highlights
06:02 CEO retirement and team
06:26 CMD, Refresh Strategy & Conclusion

Founded over 70 years ago, Secure Trust Bank is a leading retail deposit-funded specialist bank operating in four core markets: retail finance, vehicle finance, real estate finance and commercial finance. Secure Trust Bank’s management has simplified the business through the sale/exit of non-core businesses, repositioning the loan portfolio towards lower risk loans and focusing on reducing operating costs to drive efficiency (Project Fusion).