Скачать или смотреть How to Use Your Home Equity to Buy an Investment Property

Ever wondered how homeowners use the equity in their home to buy an investment property — without dipping into their savings? In this video, we break it down in simple, easy-to-understand steps so you can see exactly how it works.

Let’s say your home is worth $1 million, and you still owe $500,000 on your mortgage. You can typically borrow up to 80% of your property’s value — that’s $800,000. Subtract what you still owe, and that leaves you with $300,000 in usable equity.

That $300,000 can become your deposit and upfront costs for a second property — your first investment property. For example, if you buy an investment property worth $700,000, you’ll need roughly $140,000 for the 20% deposit plus around $30,000 in purchase costs (things like stamp duty, legal fees, bank fees, building inspections, and insurance).

That means you’ll use around $170,000 of your equity, leaving $130,000 still available — either as a financial buffer for safety or potentially to help you secure a second investment property.

This strategy is one of the most common ways Australians grow their property portfolios without saving for years or touching their day-to-day income. It’s smart, secure, and simple when done with the right guidance.

🧠 What You’ll Learn

✅ How home equity actually works
✅ How to calculate your usable equity
✅ How to use your equity as a deposit for an investment property
✅ How much equity you’ll need for a $700k property
✅ Common upfront costs to consider
✅ Why a buffer is important in property investing

💡 About Ace Property Team

At Ace Property Team, we help everyday Australians achieve financial freedom through property investment — using equity, superannuation, or both. We make the process simple, guided, and stress-free from start to finish.

Our mission is to help 1,000 Australians invest in property confidently and safely by 2026.

📲 Ready to Get Started?

If you’d like to know how much equity you have — and how to put it to work — book a free strategy call with our team today. We’ll help you understand your options, your borrowing power, and the best next step for your goals.

👉 Book your free session here: https://calendly.com/ace-property-tea...

🔗 Connect with Us

🌐 Website: acepropertyteam.com.au
📘 Facebook: /acepropertyteam
📸 Instagram: @acepropertyteam
🎙️ Podcast: Ace Property Talks
📍 Based in Sydney, helping clients Australia-wide