Скачать или смотреть What Should I Check in a Cardholder Agreement?

Understanding a credit card's cardholder agreement is crucial before signing up, especially when starting your credit journey. This document outlines all the critical details of your credit account, protecting both you and the issuer.

In this video, you'll learn the key sections to review in any cardholder agreement, including:
► Identifying the Annual Percentage Rate (APR) to understand interest costs.
► Spotting various fees, such as annual fees, late payment fees, and foreign transaction fees.
► Understanding the grace period to avoid interest charges on new purchases.
► Checking the credit limit and terms for potential increases or decreases.
► Knowing the consequences of default and how payment history impacts your credit.


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