Скачать или смотреть Does a Motor Warranty policy cover pre-existing damage?

A Motor Warranty/Mechanical Warranty does not cover pre-existing damages to your vehicle. Insurance companies are under no obligation to pay for damages to your car that were incurred before you purchased a policy from them. A Mechanical Warranty is designed to offset the repair and labour costs when a mechanical or electrical breakdown occurs.

What does pre-existing damage mean?
When it comes to car insurance, the term “pre-existing damage” is any damage that was already present on your vehicle before the policy was purchased.

If insurers were required to pay for damage that was present before a policy was purchased, their level of liability would increase. Insurers have various methods to prevent claims for pre-existing damage. Some insurers have waiting periods, while others require photographs of a vehicle before the policy is activated.

Does a Mechanical Warranty from Bidvest Insurance cover pre-existing damage?
No. Unfortunately, a Mechanical Warranty from Bidvest Insurance does not cover pre-existing damage. Insurance companies are under no obligation to pay for damages to your car that were already present before you purchased a policy.

What will a Mechanical Warranty from Bidvest Insurance cover?
The Bidvest Insurance Mechanical Warranty policy is designed with your car in mind. The policy covers a wide range of mechanical and electrical components. These include:

Engine components
Maintaining your engine components is important. Your engine components serve important roles in keeping your car on the road. If your car experiences a specified engine problem, you’re covered with Mechanical Warranty. Your Mechanical Warranty cover includes:

Cylinder heads
Engine mounts
EGR valves
Exhaust manifolds
Intake manifolds
Flex plates
Flywheels
Ring gears
Spigot bush/bearings
Seals pulleys
Tensioners
Gaskets

Gearboxes
Gearboxes are renowned for breaking down at the worst possible time. A damaged gearbox can cause serious, irreparable and expensive damage to your whole vehicle. Your Mechanical Warranty from Bidvest Insurance covers you for:

Gear levers
Gear linkage
Torque converters, bushes and internal shift selectors
External shift linkage
Transmission mounts
Clutch master cylinders
Clutch slave cylinders
Release bearings, seals and gaskets.

Steering mechanism
Your Mechanical Warranty covers these parts of your car’s steering mechanism:

Steering rack and pinion
Steering box
Power steering pump and reservoir
Tie rod assemblies
Idler arm
Relay rod
Pitman arm
Steering column shaft, steering column coupling, steering damper, seals, and gaskets

Suspension
Your Mechanical Warranty from Bidvest Insurance covers these parts of your car’s suspension:

Upper and lower control arms
Control arm shafts and bushings
Torsion/stabiliser bars
Radius arms
Upper and lower ball joints
Springs
Electronic modulated suspension actuator/pumps, seals, link rods/arms and gaskets

Braking system
Don’t let costly repairs stop you dead in your tracks. Your Mechanical Warranty from Bidvest Insurance covers these parts of your car’s braking system:

Master cylinders
Wheel cylinders
Callipers
Servo unit
Anti-lock braking system activator
Vacuum pump and sensors
Parking brake cable
Parking brake ratchet mechanism
Hydraulic lines
Fuel system
Fuel pumps
Injection pump
Air-flow metre
Throttle body
Warm up regulator
Fuel accumulator
Fuel injectors
Fuel lines
Fuel tank
Carburetor
Seals
Gaskets

While we can’t budget for everything, we can prepare for the worst. With a Mechanical Warranty from Bidvest Insurance, we keep your most valuable asset moving, your vehicle. Extend the lifespan of your car with South Africa’s most reliable car warranty.

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