Indexed Universal Life Insurance Caps and Rates

One of the biggest complicators of Indexed Universal Life insurance is the caps.
Indexed Universal Life Insurance caps can and will fluctuate on a yearly basis. If you don't understand the mechanisms that make IUL caps Change, this can be concerning!

The good news is that reputable indexed Universal Life Insurance companies are transparent with how they price their policies and offer their caps. even better, most insurance companies have aligned interests with YOU.

They want you to get the highest rate of return possible.

Not sure if your policy was designed for tax free income?

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