The Independent Advisors Podcast Episode 268 Rate Cuts, Yield Curve, Seasonality & Earnings Growth

🎙️ Introduction and Market Update (00:00 - 10:00)
Treasury rates and yield curve uninversion discussed
Major headlines: Stocks fell, VIX jumped, Nvidia received DOJ subpoena

📊 Economic Data and Market Analysis (10:01 - 20:05)
Discussion on jobs report release and its potential impact
Analysis of forward-looking rates of return for S&P 500 after Fed's first interest rate cut
Examination of market performance during recession vs. non-recession periods
Current state of the American economy and GDP growth expectations
Market expectations for the terminal rate discussed

💼 Financial Planning and Retirement Costs (20:05 - 31:01)
Introduction of Taylor Ledbetter, financial planner
Discussion on unexpected costs in retirement
'Fun stuff' expenses often overlooked in retirement budgets
Inflation impact on retirement savings and purchasing power
Importance of balancing conservative and aggressive investment strategies in retirement

🏥 Healthcare and Long-term Care Costs (31:02 - 39:42)
Long-term care costs not typically covered by Medicare
National average costs for various long-term care options presented
Importance of planning for long-term care before retirement
Trend of generations moving back together discussed

👵 Sandwich Generation and Early Retirement (39:42 - 46:57)
Sandwich generation costs: supporting elderly parents and adult children
Stats on midlife adults providing financial support to parents & adult children
Trend of retiring sooner than expected discussed Implications of early retirement on healthcare costs and financial planning

🧬 Longevity and Final Thoughts (46:57 - 55:42)
Increased life expectancy and its impact on retirement planning
Importance of planning for potentially living longer than expected
Recommendation of 5% withdrawal rule for retirement accounts
Final thoughts on upcoming Fed meeting and election impact on markets

#stockmarket #bullmarket #bonds #retirement #finance #Jessupwealth #TheIndependentAdvisors #SPX #podcast #VIX

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Hosts:
Mark McEvily - Chief Investment Officer and Managing Partner
Matthew Jessup – Chief Executive Officer, Chief Compliance Officer, and Managing Partner
Address: 35 Park Ave. Dayton, OH 45419
Phone: 937-938-9105
https://www.jessupwealthmanagement.com/

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