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Myth: Financial Independence Is Only About Money

When people think about financial independence, they often focus solely on money—how much they have, how much they need, and how to accumulate more. Many equate financial independence with having a substantial amount of wealth, the ability to retire early, or the freedom to live without worrying about bills. The common perception is that achieving financial independence is primarily about saving, investing, and managing money wisely. However, this view can be limited, as financial independence also encompasses aspects such as financial literacy, sustainable living, and personal fulfillment beyond mere monetary wealth.

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