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Top Lessons from The Psychology of Money:

1. Managing money is more about behavior than intelligence.

2. Wealth is what you don’t see — it’s the money you don’t spend.

3. Spending to show off status often prevents you from building real wealth.

4. Getting rich and staying rich require different skills: boldness vs. humility.

5. Compounding works best when you give it time — patience is power.

6. You don’t need to be extraordinary to build wealth — just consistent.

7. Luck and risk are both real — never judge success in isolation.

8. Avoid lifestyle creep — more money shouldn’t mean more spending.

9. Freedom is the ultimate goal of money — control over your time.

10. Not every financial decision is logical — personal context matters.

11. Saving money gives you flexibility, options, and peace of mind.

12. Avoid comparing your path with others — everyone has different goals.

13. The market rewards patience more than timing.

14. Be okay with being wrong sometimes — protect yourself from disaster.

15. Good investing is not always exciting — often it’s boring discipline.


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