Unlocking the Secrets of State Pensions

⏳ Every second counts! Unlock the secrets to maximise your State Pension

The UK state pension is the foundation on which millions build their retirement income. Discover why more than a quarter of people could be missing out and learn how to ensure you get what you deserve. Toby Hines, a UK-based financial planner from Hinesight Money, breaks down everything you need to know to secure your financial future.

🔍 Timestamps:

00:00 Introduction
00:00 Intro
00:46 Welcome to my channel
00:58 What is the UK state pension?
01:13 Who is entitled to the state pension?
02:06 How to accumulate Qualifying Years
04:53 How much does the UK state pension pay?
05:43 How the UK state pension increases
06:45 How to claim the UK state pension
07:16 How is it paid?
07:28 Do you have to take it immediately?
07:16 Should you defer the state pension?
09:11 Is the UK state pension taxed?
09:45 Check your own state pension record
10:20 Should you fill gaps in your National Insurance record?
12:21 Conclusion

📊 Links Mentioned in the Video:

Eligibility for NI credits: https://www.gov.uk/national-insurance...

Check your State Pension record: https://www.gov.uk/check-state-pension

Protected Payment: https://www.gov.uk/government/publica...

Defer the State Pension: https://www.which.co.uk/money/pension...

🌐 Connect with Hinesight Money:

Website: HinesightMoney.com
Twitter: @TobyHines
LinkedIn: Toby Hines

💬 Join the Conversation:
Have questions or thoughts about the UK state pension? Drop them in the comments below! Don't forget to like, share, and subscribe for more financial insights. Planning for a secure and comfortable retirement starts now!

📈 Disclaimer: This video is for informational purposes only and does not constitute financial advice. Consult with a qualified financial advisor for personalized guidance tailored to your specific situation.

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