How to Find the Best Health Savings Account

We break down the benefits of HSAs and Morningstar's ratings of top providers.

Morningstar Inc editor Margaret Giles discusses the triple-tax-benefits of HSAs, how they compare to other tax-advantaged accounts, and whether you can save too much. Greg Carlson, senior manager research analyst for Morningstar Research Services, highlights the providers that received Morningstar's top ratings.

00:50 What is an HSA?

01:36 Who is Eligible for an HSA?

01:55 HSA vs FSA

03:13 How to Maximize the Triple-Tax Benefits of HSAs

04:30 How Do HSAs Compare to Other Tax-Advantaged Accounts?

05:52 Can You Save Too Much in an HSA?

09:22 How Has the HSA Landscape Evolved Over Time?

10:17 HSA Adoption Growth and the Rise of High Deductible Healthcare Plans

10:53 How Does Morningstar Assess HSAs?

11:34 What Makes a Good HSA for Spending?

11:53 Top 3 HSA Providers for Spending

12:41 What Makes a Good HSA for Investing?

13:12 Top 3 HSA Providers for Investing

14:36 Morningstar’s Guide to the Best HSA Providers



Read about topics from this episode.

The Best HSA Providers https://www.morningstar.com/personal-...

What Can My HSA Be Used For? https://www.morningstar.com/personal-...

3 Tricks for Getting the Most Out of Your HSA https://www.morningstar.com/personal-...

HSA vs. FSA: How to Choose One https://www.morningstar.com/personal-...



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Read what our team is writing:

Margaret Giles https://www.morningstar.com/people/ma...

Greg Carlson https://www.morningstar.com/people/gr...

Ivanna Hampton https://www.morningstar.com/people/iv...



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