Скачать или смотреть Government will give you loan for Education

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The *PM Vidyalaxmi Scheme* ensures that financial constraints don’t stop meritorious students from pursuing their dreams. Here’s what you need to know:

1️⃣ **Collateral-Free, Guarantor-Free Loans**:

Students admitted to *Quality Higher Education Institutions (QHEIs)* can avail loans to cover **tuition fees and other course-related expenses**.

2️⃣ **3% Interest Subsidy**:

Families with an annual income up to ₹8 lakhs can get a *3% interest subvention* on loans up to ₹10 lakhs during the *moratorium period* (course duration + 1 year).

3️⃣ **Full Interest Subsidy for Low-Income Families**:

Students with family incomes up to ₹4.5 lakhs are eligible for *full interest subsidy* on loans up to ₹10 lakhs under the PM-USP CSIS scheme.

4️⃣ **Credit Guarantee for Loans**:

Loans up to ₹7.5 lakhs are backed by a *75% credit guarantee* by the Government of India, encouraging banks to extend loans to more students.

5️⃣ **Eligibility**:

Admission to *top 100 NIRF-ranked institutions* (overall, category-specific, or domain-specific).
**State institutions ranked 101-200 in NIRF**.
**All central government institutions**.

With *860 top institutions* covered and **22 lakh students eligible annually**, this scheme is a game-changer for higher education in India!
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Shot by: Naveen Agarwal
Edited by: Naveen Agarwal
Presented by: Jagruk RJ
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