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👉 Why Refinance to Lower Your Monthly Mortgage Payments When a RECAST Could Be Better?

▫️ Refinancing means losing your current low interest rate.
▫️ Resetting your mortgage clock could end up costing you more over time.

👉 Why Consider a Recast to Lower Your Monthly Payments?

▫️ Make a large lump sum payment to reduce your balance. This amount is divided among the remaining months, lowering each payment. This option is perfect if you’ve received an inheritance, a big work bonus, or other funds!
▫️ Your current rate and terms stay the same! This is ideal for Miami homeowners who locked in low rates during the pandemic or those who refinanced at that time.

Disclaimer: Check with your bank to see if they offer recasts.

📌 Save & Follow for more tips on buying or selling a Miami home. Be confident and prepared when it’s time to start the home-buying or loan process!

Kathrin, Beautiful Miami Team
Miami Real Estate Expert 🌴
📞305.735.6939
📩 [email protected]

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