In our last video, we shared how we use credit cards to make over $2000 dollars in cashback rewards last year. In this video, we share our favorite credit cards and how we use them to optimize the rewards.
Citibank Cash Rewards
We use this card for miscellaneous spending that is not covered by any of our other cards such as utility bills, oil change, Lawn care, etc. The description of this card is below:
EARN CASH BACK TWICE
No limits.
There are no caps on cash back earned, and it all adds up fast.
No confusing categories.
Earn cash back twice on every purchase, wherever you use your card.
No annual fee.*
All the benefits of the Citi Double Cash card without the annual fee.
Earn at your pace.
When you make a purchase, you’ll earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase.
To earn cash back, pay at least the minimum due on time.EARN CASH BACK TWICE
No limits.
There are no caps on cash back earned, and it all adds up fast.
No confusing categories.
Earn cash back twice on every purchase, wherever you use your card.
No annual fee.*
All the benefits of the Citi Double Cash card without the annual fee.
Earn at your pace.
When you make a purchase, you’ll earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase.
To earn cash back, pay at least the minimum due on time.
https://www.citi.com/credit-cards/cre...
Capital One Savor One
We use this card for any entertainment purchases such as theme parks, bowling, movies, etc. Below is a description of what this card offers:
No Foreign Transaction Fees
You won’t pay a transaction fee when making a purchase outside of the United States.
Complimentary Concierge Service
Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.
Extended Warranty
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
24-hour Travel Assistance Services
If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Instant Purchase Notifications
Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.
Wikibuy
Wikibuy is an online shopping tool that scans thousands of merchants to help you find the best price. Learn more about Wikibuy.
Paribus
Paribus finds potential savings on your previous online purchases and gets you money back, effortlessly. Learn more about Paribus.
Shop With Your Rewards
Now you can pay for Amazon.com purchases using your Capital One rewards. Learn more about how to use your rewards at Amazon.
Unlimited Rewards
Earn unlimited 3% cashback on dining and entertainment, 2% at grocery stores and 1% on all other purchases 1
New Cardmember Offer
Earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening 2
Annual Fee
$0
Purchase Rate
0% intro APR for 15 months; 15.49% - 25.49% variable APR after that
https://www.capitalone.com/credit-car...
Wells Fargo Propel
We use this card for gas and travel purchases. Below is a list of some of the card benefits.
Earn 20,000 bonus points
when you spend $1,000 in purchases in the first 3 months1 - that's a $200 cash redemption value
Earn 3X points in the following categories
Watch & Listen
Popular streaming services
Eat and Drink
Ordering in and eating out
Ride & Drive
Gas stations,
transit, and rideshares
Fly & Stay
Car rentals, hotels,
homestays and flights
1x points for all other purchases
0% Intro APR for 12 months from account opening on purchases and qualifying balance transfers. After that, your variable APR will be 14.49% to 24.99%. Balance transfers made within 120 days qualify for the intro rate and fee.
https://creditcards.wellsfargo.com/pr...
American Express Gold
We use this card for Groceries and Dining
4X Points at restaurants worldwide
and 4X points at U.S. supermarkets on up to $25,000 per year in purchases
3X Points for flights booked directly with airlines or on amextravel.com
1X Points for all other spending
$120 Dining Credit
Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
Airline fee credit of $100/year
Hotel credit up to $100/year when you book through Amex site and stay for 2 or more consecutive nights
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