Скачать или смотреть Leave Your Estate to Your Family NOT HMRC! UK inheritance Tax planning

Most families assume inheritance tax is something that gets dealt with after death.

It isn’t.

By the time someone dies, it’s already too late.

Inheritance tax is decided by how assets are owned while you’re alive. Not what the will says at the end.

In this video, I explain why so many families still lose 40% of what they built, even when they had a will, took advice, and thought they’d done everything properly.

We cover the allowance myth, why wills don’t reduce inheritance tax, the seven year rule, liquidity problems, and what actually works if you want your family to pay zero.

This isn’t theory. This is how inheritance tax actually plays out in real families with property, businesses, and assets that can’t just be sold overnight.

If you own assets and want your family protected properly, this is something you need to understand early, not later.

RESOURCES & NEXT STEPS

Download the 12-Month Tax Game Plan
https://sites.tax4pros.co.uk/tax-4-pr...

Join YouTube Membership
   / @sarah-tax4pros  

Book a Call
https://api.leadgenjay.com/widget/boo...

Set Up a Director Pension (Penfold)
https://sites.tax4pros.co.uk/Director...

Relevant Life Insurance (Free Quote)
https://caspianinsurance.co.uk/free-q...

Invoicing Finance Form
https://sites.tax4pros.co.uk/Invoice-...

SKOOL COMMUNITY (WAITLIST)

We’re building a private community to map this properly — from foundations to extraction, deployment, structuring, trusts and global mobility.

Join the waitlist here: https://docs.google.com/forms/d/e/1FA...

00:00 - Start
00:10 – Why Most Inheritance Tax Planning Fails
01:10 – Pitfall 1: “Inheritance Tax Is Only for the Wealthy”
02:14 – The £1 Million Allowance Explained
02:45 – How the Residence Nil-Rate Band Is Lost
03:45 – The £2 Million Taper Trap
04:35 – Pitfall 3: Why a Will Doesn’t Reduce Inheritance Tax
05:08 – Pitfall 4: Why HMRC Doesn’t Wait for Probate
06:04 – The 6-Month Deadline & Interest Charges
06:54 – The Real Problem: Liquidity, Not Wealth
07:33 – When Should You Start Inheritance Tax Planning?
09:58 – Pitfall 5: Gifting & the 7-Year Rule Mistakes
10:38 – Pitfall 6: Trusts Used as a Panic Button
11:12 – What Actually Works: Planning for Cash at Death
11:20 – Whole-of-Life Insurance in Trust
11:56 – Resetting the Inheritance Tax Conversation

#inheritancetax #taxplanning #hmrc #estateplanning