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🧠 How to Save Money in Daily Life | English Listening & Speaking Practice – Beginner English Conversation

In this friendly and practical episode, Anna and Ben talk about a topic that everyone cares about: saving money. You’ll hear a real conversation with simple examples, useful vocabulary, and everyday tips for managing money wisely. Perfect for English learners who want to improve listening, speaking, and daily conversation skills!

🎯 In This Episode, You’ll Learn:
✅ Common money habits — saving vs. spending
✅ Easy English vocabulary: save money, spend money, budget, habit, write down
✅ 7 simple tips to save money every day (bring lunch, turn off lights, save coins, and more)
✅ How to talk about your own money habits in English
✅ A fun listener challenge to practice at home

📚 Download Your FREE PDF Transcript:
Transcript: https://drive.google.com/file/d/1Nk02...
Exercise : https://drive.google.com/file/d/1sng6...
Includes full transcript, key vocabulary, and easy exercises to practice English and reflect on your money habits.

🗨️ Example Phrases from the Episode:
• “I want to save money to buy a bicycle.”
• “I write down my spending in a notebook.”
• “Cooking at home is cheaper than eating out.”
• “Small coins can become big savings.”
• “Do I really need this? Maybe I should wait.”
🎧 Your Listening Challenge:
✅ Choose one money-saving tip from the episode.
✅ Try it for one week.
✅ Write down how much money you saved — then share it in the comments!

📚 Word / Phrase Summary
01 . save money /seɪv ˈmʌni/ Keep money for later.
02 . spend (money) /spɛnd ˈmʌni/ To use money to buy something.
03 . budget /ˈbʌdʒɪt/ A plan for using money.
04 . habit /ˈhæbɪt/ Something you do often, maybe every day.
05 . write down /raɪt daʊn/ To put words on paper.
06 . bill /bɪl/ A paper showing how much you must pay.
07 . expensive /ɪkˈspɛnsɪv/ Costs a lot of money.
08 . cheap /tʃiːp/ Not costly.
09 . list /lɪst/ Words written one under another.
10 . notebook /ˈnoʊtbʊk/ A small book for writing notes.
11 . fast food /fæst fuːd/ Food from cafés or restaurants that is quick but not always healthy.
12 . on sale /ɒn seɪl/ At a lower price than normal.
13 . electricity /ɪˌlɛkˈtrɪsɪti/ The power for lights and machines.
14 . public transportation /ˈpʌblɪk ˌtrænspɔːrˈteɪʃən/ Buses, trains, or metro.
15 . jar /dʒɑːr/ A simple container, often glass, for keeping coins.

⏱️ Timestamps:
00:00 – Welcome & Intro
00:54 – Our Money Habits: Save or Spend?
06:31 – 7 Everyday Tips to Save Money
12:09 – Reflection & Listener Challenge
14:59 – Recap of All 7 Tips & Outro
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💡 Great for A2–B1 English learners (Beginner–Intermediate level)
📣 Build your English skills while learning useful life tips!
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