Скачать или смотреть Understanding the Assets Test vs. Income Test (Centrelink)

In this video, we demystify Centrelink's Assets Test versus Income Test and explain how both affect your Age Pension eligibility and payment rates! Many Australian retirees are confused about which test applies to them and how to optimize their financial position. We break down exactly how each test works, explain thresholds for singles and couples, discuss which assets are counted versus exempt (like your family home), analyze deeming rates for financial investments, reveal which test typically reduces payments more, and provide strategies to potentially improve your pension entitlement legally. We also cover common scenarios like being asset-rich but income-poor, gifting rules, deprivation provisions, and how different investment structures affect testing. Understanding these tests is crucial for maximizing your Age Pension and retirement income. Don't leave money on the table through ignorance! - anyCon
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