Скачать или смотреть Rent vs Buy House in 2025: The ₹1 Crore Reality Check! 🏠 (Hindi)

Is the "Indian Dream" of owning a home becoming a financial trap in 2025? 🏠💸

In this video, we decode the biggest financial dilemma for every Indian: Should you buy a house or live on rent? We dive deep into the math behind a ₹1 Crore Home Loan, comparing the ₹83,000 EMI against a ₹20,000 rental lifestyle.

We also analyze the last 20 years of data to see who won the wealth creation battle: Real Estate or the Nifty 50 (Stocks).

By the end of this video, you will learn:

Why Indians are spending more on homes but buying fewer units in 2025.

The hidden costs of buying (Stamp Duty, GST) vs. the hidden costs of renting.

Lifestyle Check: The trade-off between Stability and Flexibility.

The Investment Truth: How ₹1 Lakh invested in Nifty 50 grew to ₹15 Lakhs vs. only ₹4.5 Lakhs in Real Estate.

A 4-Step Checklist to help you decide what is right for YOU.

Timestamps: 00:00 - The Great Indian Dilemma: Rent or Buy? 00:32 - 2025 Market Trend: Why 16% Value Growth but 4% Volume Drop? 01:28 - The Math: ₹83k EMI vs ₹20k Rent (₹1 Cr Loan Example) 02:02 - The Hidden Costs (Stamp Duty, Maintenance, Tax) 02:32 - Lifestyle: Stability vs. Freedom to Move 03:06 - Real Estate vs. Stocks: The 20-Year Return Battle 03:52 - The Liquidity Problem: Can you sell when you need to? 05:05 - The Final Framework: 4-Step Decision Checklist 06:08 - Conclusion: 10 Years Later... Asset or Freedom?

Disclaimer: This video is for educational purposes only. Please consult a financial advisor before making major investment decisions.