Скачать или смотреть Can You Choose Interest Only For Your Home Loan

Can you go interest-only on the home you live in?

It’s a question we get all the time—and the answer is: It depends.

Most banks are hesitant to offer interest-only repayments on owner-occupied home loans because they prefer you reduce the debt over time. But in certain situations, like temporary financial pressure or strategic cash flow management, some lenders will consider it.

Just remember: Interest-only rates for personal homes are typically 0.25%–0.50% higher than standard principal + interest loans.

Need help figuring out what’s possible for your situation?

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