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This video is about when life insurance policy lapses but also tries to cover the following subject:
life insurance death benefits
-life insurance automatic premium loan

A life insurance policy lapses if you stop making the premium payments. Once a policy lapses, you do have some time to get the account back in good standing. However, if too much time passes, you will lose your life insurance policy and, if you die, your beneficiaries will not receive the death benefit of the policy that you had. This applies to term life insurance policies. Most whole life insurance policies that build cash value have an automatic premium loan feature tied to them, which allows the insurance company to draw your premiums from the cash value you’ve build up if you stop making the premium payments.

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